Terms and Conditions
These terms and conditions govern your use of recorzeniinoro financial planning consultation services and website. Please read them carefully before using our services.
These terms were last updated on September 19, 2025.: August 19, 2025
Acceptance of Terms
By accessing our website or using our consultation services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.
If you do not agree to these terms, please do not use our services or access our website.
Use of Our Services
Our financial planning consultation services are subject to the following conditions and requirements:
Service Eligibility
- • You must be at least 18 years of age to use our consultation services
- • You must be a legal resident of Australia
- • You must provide accurate and complete information during consultations
User Responsibilities
When using our services, you agree to:
- • Provide accurate and truthful information during consultations
- • Maintain the confidentiality of your account information
- • Use our services only for their intended consultation purposes
- • Comply with all applicable laws and regulations
- • Respect our consultants and staff during all interactions
Prohibited Uses
You may not use our services for any of the following purposes:
- ✕ Providing false or misleading information during consultations
- ✕ Attempting to gain unauthorized access to our systems or data
- ✕ Using our services for illegal activities or fraud
- ✕ Sharing or distributing proprietary consultation materials
- ✕ Disrupting or interfering with our website or services
Intellectual Property Rights
All content, materials, and intellectual property associated with our consultation services remain the exclusive property of recorzeniinoro and are protected by copyright and other laws.
This includes consultation materials, analytical tools, website content, and proprietary methodologies.
You may not reproduce, distribute, or create derivative works from our proprietary materials without express written permission.
Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms and conditions.
Please review our Privacy Policy to understand how we handle your personal information. Privacy Policy
Service Disclaimers
Important disclaimers regarding our consultation services:
Our consultation services are provided "as is" without warranties of any kind, either express or implied
We do not guarantee uninterrupted availability of our services or website
Limitation of Liability
recorzeniinoro's liability for any claims arising from our consultation services is limited to the amount paid for the specific consultation service in question.
In no event shall our total liability exceed the fees paid by you in the 12 months preceding the claim.
Client Indemnification
You agree to indemnify and hold harmless recorzeniinoro from any claims arising from your use of our consultation services or violation of these terms.
Dispute Resolution
Any disputes arising from these terms or our services will be resolved through the following process:
Australian Jurisdiction
All disputes will be resolved under Australian law and within Australian jurisdiction. We encourage informal resolution before formal proceedings.
Disputes may be referred to appropriate Australian dispute resolution services if informal resolution is unsuccessful.
Alternative Dispute Resolution
For complaints about our services, you may contact the Australian Financial Complaints Authority (AFCA) for independent resolution.
AFCA provides free dispute resolution services for financial services complaints.: afca.org.au
Service Termination
Either party may terminate the consultation service relationship with appropriate notice. We reserve the right to terminate services immediately for violations of these terms.
Upon termination, your access to consultation materials and ongoing support will cease, though you retain access to previously completed consultation records.
Governing Law
These terms are governed by the laws of Australia and the state/territory in which our services are provided. Australian courts have exclusive jurisdiction over any legal proceedings.
Changes to Terms
We may modify these terms periodically to reflect changes in our services, legal requirements, or business practices.
Material changes will be communicated to active clients via email with at least 30 days' notice before taking effect.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.
Entire Agreement
These terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and recorzeniinoro regarding our consultation services.
Contact Us About Cookies
For questions about these terms and conditions, please contact us using the information provided in our contact section.
recorzeniinoro
Level 15, 1 Margaret Street, Sydney NSW 2000, Australia
Email:: contact@recorzeniinoro.com
Phone:: +61 759-383-612
Effective Date:: September 19, 2025
Licensed by ASIC ACL 847329